SERVPRO Can Help Insurance Adjusters These 3 Vital Ways
Greater Broken Arrow has trained in IICRC standards both in fire and water cleanup as well as restoration.
SERVPRO Can Assist Insurance Adjusters in Three Key Ways
As an insurance adjuster in Oneta, OK, it's your job to make sure the insured gets the right amount to cover any repairs for water or fire damage. Professionals are Here to Help so that the insured's home is restored quickly and in a cost-effective manner. Here's how they can help.
1. Restoration Professionals Arrive Quickly
SERVPRO has more than 1,900 locations in the United States and Canada. They can arrive at the scene quickly and provide pretesting to make an accurate assessment of the damage. Restoration professionals can restore the property so that it doesn't have to be replaced. That saves your company money on an insurance claim.
2. You Get the Vital Information You Need as an Insurance Adjuster
While at the scene, estimators make an itemized inventory of the loss and also take pictures of the important items that need to be restored. These are provided both to you and your customers, so everyone stays informed. That way, you can make the best decision for the right claim, helping your clients and saving your insurance company money.
3. Your Client Gets Quality Work
Restoration professionals have trained in IICRC standards both in fire and water cleanup as well as restoration. Staff members also take continuing education courses to hone their skills. That way they can do the best job for your client. Their work is also guaranteed by a two-year labor and one-month materials warranty. Local professionals work with the vendors so you don't have to. That way you can focus on your priority files.
When you're an insurance adjuster, you need the best, most reliable service available so your client has a restored home or business as soon as possible. You need accurate information so your insurance company can save money. With the help of professionals, everything is returned to normal quickly and effectively at the lowest cost possible.
5 Reasons Your Commercial Building Could Have Water Issues
Any commercial building with a fire safety sprinkler system installed could face business loss due to gushing water.
5 Signs That Your Commercial Building Is Facing Water Issues
If your commercial building suddenly takes on water, it can likely be narrowed down to a few common causes. Here are five of the most common issues that can lead to water damage within your Oneta, OK, property.
1. Leaking Pipes
If you notice water beginning to pool somewhere in your building, faulty pipes could be the root of the problem. This may be the result of damaged pipes that have deteriorated over time or perhaps poor insulation that caused a pipe break. Check your pipes' condition routinely to catch any potential issues and replace them if a leak occurs.
2. Roof Leaks
A leaking roof is just as likely to happen as leaking pipes and requires immediate attention. General wear and tear as well as damaging weather could compromise your roof and make your building susceptible to rainwater seeping through the ceiling. If you notice leaks or water spots in your ceiling, contact a water damage restoration company to inspect for a roof leak and issue repairs.
3. Sprinkler System
Any commercial building with a fire safety sprinkler system installed could face business loss due to gushing water. Whether flames set off the sprinklers or a major malfunction occurs, structural damage from the gallons of water these systems release is imminent.
4. A Toilet Backup
Many face plumbing and water issues due to a backed-up toilet. If this occurs, use the shutoff valve below the tank to stop the flow of water and try plunging to clear a blockage.
5. Foundation Issues
Cracking or shifting of a building's foundation can not only cause major structural damage but plumbing concerns as well. A professional assessment may be required if you experience sudden damage to your plumbing system.
Water within commercial buildings can be quite common and often occurs due to leaking pipes, compromised roofs, sprinkler systems, toilet overflow, and foundation issues.
The Difference IICRC Certification Makes for Water Damage Pros
Whether your Broken Arrow, OK, property takes on water through a broken pipe or storm flooding, local water damage restoration professionals with IICR
IICRC Certification Makes a Difference for Water Damage Professionals
After experiencing a flooding event, the water clean up process requires care, patience and deep knowledge of proper methods. Trusting a crew to handle the restoration of your flooded commercial space is made easier when they are certified by the industry-leading IICRC. Here is a closer look at this firm and the difference it makes for water damage professionals.
What Is the IICRC?
The Institute of Inspection, Cleaning and Restoration Certification, or IICRC, is a third-party organization that certifies technicians across the industry. They have dozens of certifications that are recognized, including:
- Building Moisture Inspection
- Health and Safety Technician
- Water Damage Restoration Technician
- Floor Care Technician
- Odor Control Technician
How Can Certified Pros Help With Water Clean Up?
Whether your Broken Arrow, OK, property takes on water through a broken pipe or storm flooding, local water damage restoration professionals with IICRC certification can tackle any mess. Their training involves all facets of water damage remediation, including cleaning contaminated water, drying out structures, and understanding the overall effects of water within a building.
Additionally, the IICRC's Commercial Drying Specialist certification is vital to the cleaning process. These technicians are well-versed in project management and understand the various techniques for eliminating moisture within a building. With a knowledgeable Commercial Drying Specialist working on the restoration, business owners can get their buildings back in operation sooner.
Certified Experts Follow Top Standards
When you work with an IICRC-certified professional, you work with someone that abides by the industry's top standards. This leads to more efficient water cleaning processes and also reduces the overall time and money spent on a repair effort.
Crews handling water clean-up within your building should hold certification from the IICRC to ensure the most thorough and effective restoration methods are used. These experts follow the industry's highest standards to complete jobs skillfully while reducing costs and shortening a repair timeline.
Tackling Secondary Damage After a Fire
Firefighters will need to use a large amount of water to extinguish a raging fire, so water damage is unavoidable.
Managing Secondary Damage Following A Fire
Fire damage at your business in Broken Arrow, OK, may not be due solely to flames. As a fire quickly spreads through your space, firefighters will need to use large volumes of water to extinguish it. Therefore, water damage is an inevitable consequence of a fire that you must address.
How Can Water Cause Damage?
Firefighters rely upon various tools to quickly and thoroughly put out a fire and minimize its spread. A fire hose is especially helpful for dousing flames with water that will also soak everything in its path, including:
After the flames are under control, you may need to address a water-soaked breeding ground for mold unless you take these steps:
- Ensure Your Safe Entry: Before assessing the damage to your business, you need to take every precaution to ensure your safe re-entry. Fire damage can lead to poor air quality and structural problems; therefore, you must check with firefighters before returning.
- Initiate Drying: Opening windows and doors can dry out the wet fire site. This step will minimize the mold-producing conditions of standing water, which take effect as quickly as 24 hours after firefighters activate a fire hose.
- Contact Your Insurance Provider: Your insurer will help you pay for the damage and restoration due to the fire and water that extinguishes it. However, an adjuster will need to inspect your space before repair can proceed. Contacting your insurer and documenting the damage soon after returning to your business will increase the likelihood of a successful claim to cover a full range of expenses.
- Work With Professional Services: Your insurer can recommend professional services employing knowledgeable restoration teams with the expertise necessary to clean and restore your space after fire-related water damage. These services also apply various techniques for removing microscopic mold spores that make the air unbreathable.
Fire damage at your business in Broken Arrow, OK, will likely continue after the flames are out, but knowing what steps to take immediately after the disaster will help to mitigate your losses.
Workplace Escape Plans
The panic of a crowd can sometimes be more dangerous than the fire or storm damage that lead to the evacuation.
Workplace Evacuation Procedures
A fire drill is only one of the many types of workplace escape training procedure. Any number of disasters can necessitate the evacuation of a building, such as a severe thunderstorm or flood damage. Practice the correct methods so that you can maintain your calm in a serious situation.
1. Employer Responsibilities
OSHA and other agencies have guidelines for which businesses in Broken Arrow, OK, much have an emergency action plan (EAP). If your workplace is large enough to require portable fire extinguishers or a fire suppression system, then you are probably responsible for devising an evacuation strategy. However, having marked exits and holding the occasional fire drill is only one element of an EAP. Other components include containing hazardous waste, alerting local authorities, and first aid availability.
2. Employee Knowledge
You can't assume that just because your EAP exists on company records that your employees will reliably be able to actualize it. Be sure to review individual response roles with the relevant staff, such as those who are trained in CPR. Make sure that all medical equipment is readily accessible. If any sensitive equipment needs to be shut down in an emergency, have those responsibilities clearly delegated. Should any flood cleanup be necessary, wait for qualified industry professionals and do not attempt to enter the building.
The panic of a crowd can sometimes be more dangerous than the fire or storm damage that lead to the evacuation. The most critical component of any EAP is the process that moves employees from danger to safety. Hold a flood, storm, or fire drill routinely. Ask your local fire department or police station to review your process and make recommendations. Record evacuation times and set targets for improvement.
Remember, a fire drill is only one part of a holistic action plan comprising all elements of your business. Stay prepared by making sure that the right people have the best available information.
How to Get Flood Protection
If your workplace is located in a designated high-risk area, you may be legally required by your lender or local laws to have a flood policy.
How To Get Flood Insurance
Many business owners in Oneta, OK, don't know what parts of their property are covered by their existing policy. In order to protect all the components your company needs to stay up and running after flood damage, you may require a separate flood insurance policy.
The National Flood Insurance Program is a system through which individual insurers partner with the federal government to offer valuable commercial insurance policies to business owners seeking to protect themselves against water damage. These contracts are different from the typical mandated property insurance. If your workplace is located in a designated high-risk area, you may be legally required by your lender or local laws to have a flood policy.
Note that like many other insurance types, any flood policy you purchase will require an activation period of thirty days before it comes into full effect. Do not wait until inclement weather is hovering around your area to browse insurers or to implement an emergency action plan.
A weather event is only considered a flood if water is covering the ground for at least two acres around the property. Other forms of water or storm damage are not automatically related to flooding if they don't directly result from accumulated ground water.
Your core property insurance package will cover many forms of wind and storm damage. If hail breaks a shingle or wind removes roof flashing, standard property insurance will pay for repairs. However, any specific flood damage or side effects from that flooding fall under your flood insurance. For example, mold in an inundated basement should be removed and sterilized by a qualified flood cleanup professional. If you have a flood policy, your adjuster will review your claim and the insurer will compensate you for the cleanup process.
Keep in mind the differences between standard commercial policies and flood insurance. Prevent gaps in your coverage by reviewing both types of policy and keeping all relevant documents up-to-date.
Some Basic Information on a Commercial Generator
Most likely, you were without power as a result of a severe storm. A power outage can cause food in your refrigerator to spoil.
Some Fundamentals Of A Commercial Generator
You have probably experienced a power outage as a result of a powerful storm. If this happens in your home, being without power is a significant inconvenience. A power outage can cause food to spoil in your refrigerator and it can make your home too cold or too warm depending upon the season. If the power goes out in your business in Broken Arrow, OK, the potential problems are magnified. With a commercial generator, you have the ability to limit the impact of losing power. Unlike many home generators, a commercial unit can be permanently installed and will automatically kick in to create backup power.
Safeguard Your Entire Operation
You will have a choice of how much backup power your commercial unit will produce. This will depend in part on your operations. If you have a large amount of inventory that must remain frozen, you will want to make sure you can do this with your generator. The benefits to your operations of reliable backup power include the following:
- Keeps the lights on
- Allows the HVAC system to keep pipes from freezing
- Keeps IT systems running
- Protects security features of your building
- Increases worker and customer safety
Some companies might only require a small unit to keep priority systems running. This still allows for lighting and heating systems to work until full power returns.
Protect Your Company's Assets
If you do purchase a commercial unit, it is important to be able to avoid generator problems. With care and regular maintenance, you should be able to eliminate such issues as wet-stacking, improper fuel, coolant leaks and neglected maintenance. A local storm remediation company can also protect your property by mitigating storm damage.
Highly-trained workers will arrive on-site in a matter of hours with the equipment and expertise to remove water and quickly restore your building. A trusted restoration franchise is just as important as a commercial generator to the vitality of your business.
How To Prevent Water Damage in Your Home
SERVPRO has a team of trained restoration technicians who know the exact steps to take after you've experienced water damage. Call us!
How To Protect Your Home From Water Damage
Water in home is a devastating condition. Burst pipe cleanup, in particular, can require extensive restoration. Yet even small leaks can cause thousands of dollars in damage to your New Tulsa, OK, house. Luckily, you can prevent many water losses by performing basic inspections of your plumbing system. Here are some common locations for water damage and how you can keep them dry.
1. Water Heater
Most water heaters last 10 to 15 years. If your heater is older than that, you should replace it before it breaks down. You should also keep the heater in a basement or garage. This way, if it does leak, it will not cause as much damage. Since even a tiny amount of water in home can be harmful, you should check the heater frequently.
2. Ceiling and Roof
Similarly, the roof of your property should be inspected for holes or other potential issues. Usually, by the time you notice a puddle of water on the ceiling, the liquid has already caused a ton of damage. A licensed professional should know how to spot leaks before they become visible.
Many water problems are caused by a broken pipe. This often takes place during the winter months when pipes are known to burst. Keep your pipes as warm as possible. You can even purchase leak detection systems that will shut off your plumbing system if a malfunction occurs.
4. Air Conditioners
While air conditioners are incredible inventions, they are prone to water leaks. The drip pan, in particular, can overflow. Maintenance checks are thus a must. You should schedule them for the spring to ensure the system is working properly during the high-usage summer months. Leak detectors can help here, as well, especially for air conditioners in tough-to-reach locations.
Water in home is a largely preventable problem. By performing proper maintenance and hiring professionals to conduct inspections, you can protect your beloved house.
3 Tips for Recovering From a Fire
Fire cleanup is not an easy process, but with some support and knowledge, things are a bit easier.
3 Ways To Get Back On Your Feet After A Fire
Has your home in Oneta, OK, suffered from a fire? While you wait for a fire cleanup specialist to arrive, here are some steps to take to get things back to normal.
1. Take Care of Yourself
It may sound trivial or like a joke, but one of the most important steps to take after a fire is to take time to care for yourself and your family. If you are able, try to eat balanced, healthy meals and drink plenty of water. If at all possible, try to maintain your normal routine. All of these steps allow you to maintain a sense of stability after suffering from a fire. Allow yourself to grieve and feel; a home fire is a serious loss and it's important to treat it as such.
Although many precious items may have been lost in the blaze, it's usually not a complete loss. Exercise caution when retrieving items, as some areas of your home may be unstable. When looking to clean items impacted by smoke damage, use a mixture of 4-6 tablespoon of tri-sodium phosphate and one cup of bleach for every gallon of warm water. For further fire cleanup, clean your walls from bottom to top to prevent streaking. Additionally, lessen your chances of mold growth by wiping down wet surfaces with a ratio of one cup bleach to one gallon of warm water.
3. Request a Fire Report
The last thing anyone wants to do after a devastating fire is to mess with logistics and insurance companies. One of the easiest ways to get started with your insurance company is to request a fire report from your local fire department. This report gives needed information about the cause of the fire and provides a legitimate source of proof for your insurance company.
Fire cleanup is not an easy process, but with some support and knowledge, things are a bit easier.
5 Things Commercial Owners Should Know About Mold
If you suspect mold, give SERVPRO of Greater Broken Arrow a call! We are trained and ready to help!
5 Mold Facts Commercial Property Owners Should Be Aware Of
Commercial property owners in Broken Arrow, OK, have a great deal of responsibility on their plates. They must understand not only how to run an operation but keep it safe and viable for business. That task entails working to ensure that the place is free of hazards such as black mold. What are those pesky microbes, and why should proprietors care about their growth? The following are five things owners should know to remain free of contamination.
1. Fungus is everywhere
Mold isn't something owners can keep off of the property. Thousands of species thrive in nature, moving about easily. The wind picks them up, carrying them to different locations and blowing into buildings through doors, windows and vents. The pests cling to shoes and clothes. Customers and employees then drag them into the store without even knowing. Understand that mold, therefore, is around your establishment. It is in your structure.
2. Moisture Is the Problem
Owners won't deal with mold cleanup unless they have a water concern. The dampness triggers the mold to reproduce, eating away at organic products. Without the wetness, the spores are harmless.
3. It Infests Rapidly
Once moisture activates black mold, it spreads within one to two days. It's hard to stop once it begins, moving within walls and flooring with ease.
4. Focus on Drying Efforts
Because the water encourages multiplication, concentrate on fixing leaks and dampness as soon as possible. A water remediation company can investigate the moisture problem, determining the extent of harm. They can section off the area and assist in removing excess humidity. Their services focus on running industrial dehumidifiers to extract wetness from the air and structure.
5. Tear Outs Are Necessary
Saturated, porous materials harbor fungal spores. They penetrate deep within the objects, permitting them to live in hard-to-clean areas. To ultimately reduce the count, remove the soaked sections.
Commercial buildings probably have black mold. Its presence is grounds for concern when water damage spawns their growth. For this reason, be vigilant about keeping the place dry and repairing plumbing trouble.